It is a common understanding that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is: “How am I doing?
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The third quarter was a choppy one due to uncertainties with the ongoing trade war, Middle East conflict, the never-ending Brexit negotiations, and a presidential impeachment investigation.
We often discuss preparation tactics for retirement. We include information on ways to prepare financially and even ways to ensure you’re creating a generous amount of support for your heirs after your passing.
Are you planning on getting married? Have you recently married? As you begin your life together with your new partner, it’s important for you to discuss your financial future.
If you’ve ever been in any kind of relationship, chances are you have experienced differences with your partner about money.
Did you know there’s ongoing research dedicated to figuring out the different money personalities of individuals? The goal of studying personalities as they relate to money is to enable businesses to create methods to target these various behaviors.
It seems like now, more than ever, people are obsessed with their credit scores. Don’t get me wrong, you certainly want to maintain good credit, but do understand all sorts of new services and products have been introduced to monetize this nascent business.
Many financial experts recommend you spend no more than 30% of your gross monthly income on housing expenses. And, they recommend spending no more than 35% of your gross monthly income on debt which includes your mortgage.
During a recent phone call with a client, we were discussing the ins and outs of paying off one credit card with another.
It’s not hard to recall heartbreaking stories of drama that unfolds between family or friends who have agreed to co-sign some sort of loan.