Fiduciary Advisors

Holistic Investment Philosophy

There is only one you and your portfolio should reflect that. Your investment plan is an important component of your overall financial plan. It’s custom designed with a variety of low cost and tax efficient investments to help grow and preserve your wealth. Our holistic investment approach lends itself to providing advice on accounts you self-direct in addition to those that we manage.

Fee-Only Structure

Our business model is 100% fee-only, not fee-based. This means our fees are transparent and we are never compensated by outside parties or broker commissions. This is a major difference you need to understand when selecting a firm. How a firm is paid goes a long way in understanding the depth of financial advice they provide to you. Fee-only helps to reduce conflicts of interest, so we may remain clearly aligned with your goals.

Transparency

Often times investors complain that it’s difficult to understand the expenses, commissions and fees charged by brokers and big banks. That’s why we chose a transparent fee-only pricing structure that is simple to understand. No commissions or hidden costs, ever! Choose the way you want to work with us and you’ll always know exactly what you’re paying for.

Collaboration

We believe it’s best to work as a team to help clients make better financial decisions. We encourage proactive communication internally and can work directly with your team of other trusted advisers, including accountants, attorneys and key decision makers. By working together, we can provide better comprehensive financial advice that is always in your best interest.

Multi-Generational

Shouldn’t your financial advisor have a retirement plan too? At Navalign Wealth Partners our team spans across multiple generations, as do our clients. We help families and businesses plan for their legacy, so it only makes sense that we plan for ours too. With business continuity and transition plans already in place, rest assured that Navalign Wealth Partners will be here to help for generations to come.

We often times answer questions about what it means to be a fiduciary. If you want to learn more, just ask. Here are some of the most common questions we get asked about being a fiduciary financial advisor.

What Is a Fiduciary?

A fiduciary is an institution or person that is held to a high standard and legally obligated to act in your best interest. Oftentimes fiduciaries are involved with financial situations which require great care, trust and honesty. At all times a fiduciary is responsible for their actions as well as their inaction. Most importantly a fiduciary must avoid conflicts of interest and personal motives when providing advice and pursuing the best outcome for your situation. If conflicts do exist, a fiduciary is required to disclose them and be as transparent as possible.

Who Can Be a Fiduciary Financial Advisor?

Many brokers and insurance agents call themselves a “financial advisor”, but they are not a fiduciary. Navalign Wealth Partners is a Registered Investment Adviser firm with the Securities and Exchange Commission. Registered firms like us, are required to engage clients in a fiduciary capacity when providing financial advice and investment services. Other trusted professionals, such as attorneys and trustees, are also required to act as a fiduciary, in the best interest of their clients.

Why Should you Work with a Fiduciary Financial Advisor?

Sometimes it can be hard to tell the difference between a sales pitch and financial advice. The financial services industry is filled with conflicts of interest and that shouldn’t get in the way of helping clients make better financial decision. Fiduciary financial planners, like us, have a legal obligation to always act in our clients’ best interest and provide unbiased, objective advice. When you work with a fiduciary, you’ll have peace of mind knowing they are on your side, focused on helping you above all else.

How Will you Know if Someone is a Fiduciary Financial Advisor?

The easiest way to find out if someone is or isn’t a fiduciary is by asking them. A Fiduciary Financial Planner or Investment Adviser is obligated to share with you if they are engaging you as a fiduciary and must disclose when situations arise in which they may not be acting as a fiduciary. To find out if your financial advisor is a fiduciary you can look them up here using the Investment Adviser Public Disclosure system to see if they are a Registered Investment Adviser.

Knowledge is truly power. Making smart decisions is only improved with more knowledge. So we encourage you to reach out to us with any questions you may have. We’re happy to share our years of experience and expertise with you.